Mitchell 8 Comments My family and I have lived in the same house for close to a decade.
Mitchell 8 Comments My family and I have lived in the same house for close to a decade. When we moved here, there were six palm trees on our rather small lot, and I could trim all of them on my own. A few years ago, several of the trees had grown to a height that was just too high for me, so I had to hire a tree service to trim the trees from their extension ladders.
As of this past year, two of the trees had grown so tall that they could only be trimmed by someone using a cherry picker like the type that utility workers use. Of course, I can only blame myself. I was a first time home buyer when we purchased our home, and neither my wife nor I had ever lived in a tropical climate before.
I did not know what to expect from my palm trees and I foolishly did not think to ask.
Have you ever considered how many purchases you make every year for which you do not really have sufficient information on which to base your purchasing decision? If you purchase a new TV, do you really know that you are getting the best value for your money?
When you buy a car, are you sure you are getting what you think you are getting? If you are shopping for an appliance or a pet, do you know what questions you should be asking before you get to your actual purchasing decision?
Ask your family and friends about their purchasing decisions Whatever you may be purchasing, ask your family and friends about their experience in buying the same thing.
Thinking about buying a new appliance? Send an e-mail off to everyone you know and find out if anyone has any experiences that they might want to share.
Considering changing brands of shampoo? Call your hairdresser and find out what he or she thinks. Looking at a new set of golf clubs? Call the golfers that you know and seek recommendations. You have a huge consumer network at your finger tips if you just reach out to the people who you know best and who know you best.
Research your purchases on-line There are a multitude of on-line resources available for shoppers. If you are considering a purchase, visit e-commerce sites like Amazon. I also very much like epinions as a source for generally unbiased consumer reviews on a host of buying decisions.
Of course, Consumer Reports is also a great research tool — both on-line and in print. Talk to all of the people who will be using the item that want to purchase Before you make a purchasing decision, consider who will be using the item that you are purchasing.
Make sure that each user wants the item for the same reason. If you bring an item home and it lacks functions that are necessary for the happiness of one or more users, you will have wasted a lot of time and possibly a lot of money.
Comparison shop at more than one store Talk to sales people at more than one store. Do they tell you the same things about the same products or do some sales people like one product more than another competitive product.
If you hear a lot of different stories and opinions about a product, it is probably for the best if you do not purchase it.
If you do not trust the sales person, it will inhibit your ability to ask questions and you will not be fully confident in the answers that you receive to your questions. If you do trust your sales person, ask him or her to produce documentation on the expected life of your planned purchase and on expected maintenance costs, if any.Apr 09, · 21 Ways to Spend Less and Save More Money.
, Posted Apr. 9, Perhaps they'll help you think of other ways that you can cut back financially, slow down, and enjoy the things that really matter.
This is simply a written account of the money you spend during a specific day. Writing it down is the only way to find. How To Build Wealth By Spending Money Wisely Steve Chou Click here to learn how to start your own online store In a previous article entitled how to build wealth by saving money without sacrificing your livelihood, I discussed different ways that my wife and I save money on a day to day basis without drastically affecting our lifestyle.
Here are eight ways to teach your teenagers about spending money wisely. Encourage your teen to create a budget plan. Let your teenager write down all of their sources of income and all of their expenses, and explain to them how a budget works. I recognize that there is a steep learning curve associated with spending one’s money wisely, but here are five ways to answer your questions, and even to identify the right questions to ask.
Here is some methods or tips that you can use to spend your money wisely. First, you must come with a budget. You need to track all you’re spending for a few months so that you can work on your budget knowing where your money is going.
you need to make a list of your monthly expenses for example using your bills and the information you gather. The ways people spend money now days is through advertisements. Advertisements such as commercials and TV shows like HSN are designed to persuade us Americans to thinking the products which is displays is the best fit for us.